These Terms govern your use of BankMinistry.com (the "Site"), operated by Viom Global Inc, a Delaware corporation with its registered office at 8 The Green, Suite 10231, Dover, DE 19901, USA ("Company", "we", "us", or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
Key Disclaimers
- BankMinistry.com is not a lender and does not make credit decisions.
- Loan approval is not guaranteed.
- Rates, fees, and terms vary by lender and your credit profile.
- We may earn commissions from affiliate partners at no extra cost to you.
- All information is for educational and comparison purposes only.
- Always review the lender's full terms before applying.
1. Eligibility
You must be at least 18 years old and a legal resident of the United States to use the Site or submit a loan request.
2. Nature of Our Service
BankMinistry.com is an independent comparison and information platform. We are not a lender, broker, bank, or credit-repair agency in any state. We do not make credit decisions, originate loans, or guarantee that any Partner will approve, fund, or offer specific terms.
3. No Financial, Legal, or Tax Advice
Content on the Site is for educational and comparison purposes only and is not financial, legal, accounting, or tax advice. Consult a qualified professional before making financial decisions.
4. Third-Party Offers
Rates, APRs, fees, loan amounts, and terms are set by Partners and may change at any time without notice. You are responsible for reading and understanding each Partner's full disclosures before applying or accepting an offer.
5. User Accounts
You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us immediately of any unauthorized use.
6. Acceptable Use
- No fraudulent, abusive, or unlawful conduct.
- No scraping, reverse-engineering, or automated data harvesting without written permission.
- No interference with Site security or availability.
7. Intellectual Property
All content, trademarks, and software on the Site are owned by BankMinistry.com or its licensors and are protected by US and international IP laws. You may not copy, modify, distribute, or create derivative works without permission.
8. Disclaimer of Warranties
THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, BANKMINISTRY.COM AND ITS AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL ARISING FROM YOUR USE OF THE SITE.
10. Indemnification
You agree to indemnify and hold harmless BankMinistry.com from any claim arising from your misuse of the Site, breach of these Terms, or violation of law.
11. Governing Law and Arbitration
These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws rules. Any dispute will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. You waive the right to a jury trial and to participate in a class action.
12. Changes
We may modify these Terms at any time. Continued use after changes constitutes acceptance.
13. Contact
Questions about these Terms? Contact us.