Personal Loans by State

Browse personal-loan availability and state-by-state regulatory frameworks across all 50 US states plus the District of Columbia. Verified lender comparisons in every jurisdiction.

Personal-loan availability varies by state because each US state regulates consumer installment lending under its own framework. This directory links to the per-state page for every jurisdiction we cover — what the state regulatory framework requires of lenders, what consumer protections apply, and the lender options available to residents.

Northeast · 9 jurisdictions

Connecticut Maine Massachusetts New Hampshire New Jersey New York Pennsylvania Rhode Island Vermont

South · 17 jurisdictions

Alabama Arkansas Delaware District of Columbia Florida Georgia Kentucky Louisiana Maryland Mississippi North Carolina Oklahoma South Carolina Tennessee Texas Virginia West Virginia

Midwest · 12 jurisdictions

Illinois Indiana Iowa Kansas Michigan Minnesota Missouri Nebraska North Dakota Ohio South Dakota Wisconsin

West · 8 jurisdictions

Arizona Colorado Idaho Montana Nevada New Mexico Utah Wyoming

Pacific · 5 jurisdictions

Alaska California Hawaii Oregon Washington

Looking for the main comparison? See the personal-loans hub for current lender offers and the full guide.